Quick answer: Can You Be A Main Driver On 2 Cars?

Can you be primary driver on 2 cars?

If a household has two cars and two licensed drivers, insurers assume that each car will have a different primary driver.

Any or all can be designated as secondary drivers.

If a household has more cars than drivers, it is possible for one person to be the primary driver for more than one car..

Does it matter who is primary driver on car insurance?

Typically it doesn’t matter who drives which car as your rate will generally be based on the vehicles and the number of licensed drivers living in the household. Most insurance carriers will recommend that both drivers be listed as primary drivers on both cars.

Can you use NCD on 2 cars?

Unfortunately you cannot use your no claims discount twice. You can only use your no claims discount on one vehicle at any one time. However, you will be able to start earning another no claim discount if you take out a policy on a second car.

Is it cheaper to have two cars on one policy?

A Multi-Car Insurance Policy is Typically Cheaper than Separate Policies. Many American households have multiple vehicles. If your household has more than one vehicle, then it’s generally cheaper to insure all vehicles under a single policy than under multiple policies. All insurance companies offer multi-car policies.

Is it cheaper to be insured as a second driver?

As a general rule then, adding a named driver will reduce the cost of your premiums. It works the same the other way around: being a named driver on someone else’s policy will be cheaper than taking out a policy of your own, especially if you are aged 17-25.